Tools for buyers abroad
Plan the purchase before the call.
Work out what a home costs in dirhams, what the loan could look like and what to budget on top of the price. Planning figures only; exact numbers come with the developer's price sheet on your walkthrough.
Gulf to India
Rupee, dirham and dollar converter
Indicative mid-market rate (AED 1 = ₹25.84, 2 Nov 2026). Your bank or remittance provider's rate will differ; edit the rate below to match yours.
Rupees
₹1.5 Cr (₹1,50,00,000)
Dirhams
AED 580,495
US dollars
USD 158,061
Home loan
EMI estimator
An indicative monthly instalment for an Indian home loan. Lenders set eligibility, rates and the maximum loan for NRIs; we can introduce approved banks on a call.
Monthly EMI
₹1,06,045
EMI in dirhams
≈ AED 4,104
Loan amount
₹1.2 Cr
Total interest
₹1.35 Cr
Budget properly
Total cost estimator
Price plus GST, stamp duty and registration. These are typical state rates; the exact duty depends on the buyer, the date and the property, so treat this as a planning figure and confirm before booking.
GST
₹7.5 L
Stamp duty
₹9 L
Registration
₹1.5 L
Total outlay
₹1.68 Cr
In dirhams
≈ AED 650,155
Excludes legal fees, parking, maintenance deposits and any other developer charges. GST at 5% without input credit is the typical rate for residential under-construction homes; confirm the rate that applies to your unit.
Before you book
NRI paperwork checklist
The documents most buyers living abroad prepare. Exact needs vary by developer, bank and state; see our guides for the detail.
- Passport and a valid visa or residence permit (or OCI / PIO card)
- PAN card (needed for property transactions and taxes in India)
- An NRE or NRO account to pay from, so funds come through banking channels
- Address proof abroad and in India
- Passport-size photos and signature specimens for the booking forms
- Power of attorney if you cannot attend registration (properly attested or apostilled)
- Home loan documents: salary slips or income proof, bank statements, employer letter
- Your lawyer or CA contact for tax, repatriation and title checks